Five perks of downsizing in retirement

There’s no right or wrong answer when it comes to whether or not to downsize to a smaller home in retirement. Each person’s situation is unique, and each person must weigh the pros and cons of their own situation.

If you have concluded that selling the big family home and downsizing is the right path for you, then here are some perks you can look forward to!

Travel

The affordability and lower maintenance of smaller living may free up money for you to travel or be more spontaneous about trips and visits.

Organization

Being forced to edit your belongings is hard work, but when your home contains only the things you love and all of them have their place, you’ll know it was worth the effort. (See Marie Kondo for inspiration on how to get started!)

Time

With less space to clean, maintain and keep organized, you’ll free up so much time and be able to spend it with the people you love.

Drive Less

Maybe it’s time to get out of the suburbs or countryside where you had your family home, and start living it up downtown or in the heart of a community! You’ll be able to walk or bike wherever you need to go!

Lifestyle Flexibility

There are so many options: downtown for ease of mobility, close to nature for a meditative lifestyle, or why not try moving south for the winter! Selling your family home means you’ve got a blank slate to start dreaming on.

Downsizing in retirement is about making choices that reduce stress and increase joy!

Which one of these five would be YOUR favourite perk?

Celebrating 10 years in business

Join me in celebrating!

This year marks 10 years for me as owner and principal of Redworks Communications and Coaching.

Applying my 20+ years of communication experience doing strategic communications, planning and public relations, media coaching, facilitation, and training in the Saskatchewan market to support my clients through Redworks, has been an extremely gratifying process.

In the past 10 years, it has also been a privilege to see how coaching has helped to support clients improve their thinking, gain clarity, and create positive and powerful changes to achieve their greatest potential.

As a certified Results Coach and accredited professional coach, I have had the honour of coaching not only individuals, but also teams – to improve their group performance and achieve corporate goals with measurable results.

I specialize in helping my clients change their thinking to create positive and powerful changes and achieve their greatest potential in both their personal and professional lives. I also support individuals and teams to increase trust by having better conversations using Conversational Intelligence™ frameworks and tools.

With a background in adult education and a passion for helping people live their extraordinary lives, I offer various group-coaching programs in planning for your retirement lifestyle; succession planning; the inner game: shifting a pervasive limiting belief; mid-life career change; life balance; stress management and self-care; change and transition; and creating the life you want.

Please send me a message today to find out how I can be of service to you!

Loving your physical space

One of the exciting things that happens while we approach retirement is being able to notice the places that we’ve neglected in our home while being so busy.

No – not the dust bunnies!

I mean that place on the wall where you’d like to hang a cherished photo.

That corner where you have dreamed of putting a beautifully potted jade plant.

The top of the dresser where you’ve always thought your shell collection would look nice.

De-clutter your garage or that spare bedroom so you can set up your easel.

Or the front step where you imagine getting some tile put in.

The time around your retirement is that time to start reinserting bits of joy into the physical spaces around your home.

What do you have in mind to spruce up your physical space?

You’re worth it. Enjoy!

#declutter #yourphysicalspace #joy

What does financial stability mean to you?

Getting personal with you means showing you my humanness. I may have training and expertise to serve you with, but that doesn’t mean I’m without fears!

One of my biggest fears is wondering if I’ll be financially stable in my retirement years. For me, being financially stable is knowing that I’ll have the money for the things I want to do.

For me, that starts with having a roof over my head, being able to pay my bills and insurance, and buying the clothes and food I need to have a comfortable life.

But furthermore, I want to thrive!

Travel, leisure activities, hobbies, fitness training…a gym membership. These are the things that add joy to my life.

To help me regulate my fears and achieve my goals, I am working with a financial planner who helps me plan for the life I imagine. And sharing this fear with you allows me to understand more fully how important it is to talk about our process!

Does learning about other people’s fears make it easier for you to talk about your own?

The need for compassion with ourselves

Talkin’ bout tough stuff alert.

How do you start talking about trauma with the ones you love and trust?

Even understanding our own trauma can be elusive.

If you have been through a traumatic experience, you may understand what it feels to be triggered or experience ‘flight, fight, or freeze’ while under particular stress. But it doesn’t make it easier to understand or accept!

When triggered, some amazing things happen in the brain. The Broca’s Centre in the left brain, where time and language are understood, has been measured to go blank while heightened.

And the emotional right brain lights up like fireworks. This makes your brain chemistry resemble the initial traumatic experience, all the while not being able to describe it because your language centre goes offline!

Talk about the need for compassion with ourselves…

The great thing is, you have the POWER to rewire this pattern and talking to your loved ones can take some of the pressure off and reduce feelings of confusion:

  • Breathe through the moments of re-experiencing stress – raised heart rate, sweat, tingling. Tell yourself “I am safe”. Make the out breath twice as long as the in breath.
  • Describe what happens physically when you get triggered so that others can look out for the signals.
  • Understand that your triggers don’t define you.
  • Have compassion with yourself while the left brain can’t yet describe what is going on and say, “I need a minute to breathe!”
  • Make sure you’re sharing with someone who doesn’t interrupt you or talk down to you.
  • Remember that the trauma is not recurring even though the brain and body might be in overdrive.

You are amazing, and you are worth listening to.

My unique program, Power Up Your Retirement, is another place you can continually find solace and safety as you transition to a stronger YOU!

I provide a high-quality video training series, group coaching, an online community and other educational resources focused on helping women transition into a successful retirement.

Check it out! https://www.powerupyourretirement.com/

Avoiding excessive exposure to negative news

Does the “news” seem synonymous with “bad news” these days?

Lots of medical professionals are looking into the effects of being bombarded by the news.

Psychiatrist Dr. Sheila Jowsy talks about how to avoid media overload by being careful about the amount of negative and/or bad news we’re exposed to.

Some of the side effects you are already familiar with, like feeling discouraged. And if you have struggled with mental health challenges, you might understand how it can contribute to feeling even lower!

There are some things you can do to help cope when things get a little too heavy, thanks to Dr. Jowsy:

– Turn it off – find a cool podcast that shifts your perspective
– Do something positive to help the world, like volunteer
– Go outside and experience nature
– Exercise – relieve some of your stress
– Find and talk about good news – spread the love!

Resolution to Reality: Your How-To Guide

Resolution to Reality: Your How-To Guide! 

If New Year’s resolutions failed you in the past, it’s because goal setting is the key to success.

Are you motivated to see results blossom in your life? Be guided with failure-proof steps to achieving your goals with the attainable support offered right here, right now!

First, think about the goal you’ve chosen by asking yourself these questions:

  • Am I excited/passionate about it?
  • Does it motivate me to take action?
  • Is my goal achievable in the time-frame I have set?

Setting goals around what is most important to YOU (rather than what you think the world wants of you) will make all the difference in the attention and energy you are motivated to give to this goal.

Develop a truly inspiring goal by honing in on the area of your life in which you most want to see your best-self brought forth, and try answering the following questions about that area you’ve pinpointed:

  • What is your vision in this area of your life?
  •  What would you like to be different in this area?
  • If you could have anything in this area, what would it be?

Three Hot Tips for Success!

1. The goal you set must be achievable within a 90-day period.

This time-frame is long enough to create new habits but short enough to continue to be motivated and excited about the goal and committed to doing the work to get there.

If the goal feels too big – break it down into smaller pieces (mini goals) that can realistically be achieved in 90 days.

2. The goal must be measurable

It is difficult to know when you have achieved the goal if you have not set a measurable way to complete your goal. 

Avoid arbitrary goals like ‘financial security’ by fleshing out numbers and specifics like dollars and time.

3. Create a strategy and plan of action

Without a plan a goal is just a wish. Your action-plan should include regular check-ins, mid-course corrections, rewards and celebrations along the way.

It’s great to have an idea of how you want to improve or change, but putting that into action with an achievable plan is the way to convert that idea to reality.

Setting the right goal for yourself and putting the power of strategy behind it will change how you think, feel and act on a daily basis. Dream big and stretch yourself into a new life!

Setting goals around what is most important to YOU (rather than what you think the world wants of you) will make all the difference in the attention and energy you are motivated to give to this goal.

Feeling inspired? Send me a message with the ideas that this sparked for you!

If creating goals and strategizing about your future is something you could benefit from, then check out my program www.powerupyourretirement.com. This is a high-value course that supports you in preparing to discover the retirement of your dreams.

Happy New Year to you and yours!

 

Navigating Self-Care Inside the Generational Sandwich

Your parents are seniors and your children are adults. Is that statement true for you?

If you are part of the generation that is sandwiched between aging parents and adult children, then you probably have a very full plate caring for and worrying about both.

On one hand, how beautiful is it to see the love between your children and their grandparents? Having three generations alive and well in your family is something you probably don’t take for granted. If your adult children have a relationship with your parent(s), that is something you probably feel extra gratitude for. How special to watch the generation that came before you interact with the generation that you raised.

Hopefully you can hang on to the beauty of that as you wrestle through some of the more challenging parts of being in the middle of this generational sandwich. After all, every rose has its thorns, right?

Here are some ways you can support YOURSELF!

 

Mind over matter

 

Mind over matter!

I am grateful to say that I’ve found a job which inspires me.

But one of the reasons it inspires me is because I get to learn about the human mind and then put that knowledge to use to help others thrive.

What’s amazing about our brains is that they are actually plastic. We have the power, no matter what age we are, to do something called “pruning”.

Does this make you think of pruning a tree?

Amazingly enough, our brains act similarly to trees. If you practice a new behaviour enough times, it can actually become a habit because you form solid synaptic connections. And these connections get strong, becoming your new pattern.

So, as you head towards retirement, why not form some new patterns? What do you want to leave behind that is no longer serving you?

I am here to help you learn about your power. I know about it because I have experienced it myself. And it is a myth that you can’t get what you want in retirement.

If you have any questions about the brain as it grows in all its stages in life, why not comment below and ask me?

Loss of partner and then what?

In 2016, Statistics Canada stated that the life expectancy at birth was 79.1 years for men and 83.4 years for women. So, if you are a woman, chances are that you will outlive your partner.

Let’s look at a few things you can do to prepare in advance to alleviate some of the burden on those left behind as well as to decrease any stress or anxiety you may have around this.

Legal Documents

Do you have an estate plan? Do you have a current Last Will and Testament? Have you designated your Powers of Attorney? Your Executors?

There are many factors to consider around this topic, so it is best to consult with your lawyer, financial planner and accountant.

Finances

If your partner normally takes care of all the finances such as investments, paying of bills, keeping the cheque book up to date, etc., then you need to bring yourself up to speed.

Work with your partner and gather together all the information you need to know. Make a list of all your assets including insurance policies, bank accounts, investment accounts, and properties, etc.

An Advance Care Directive

Consider developing an individual Advance Care Directive also known as a Living Will.

This is a legal document that provides instructions to your spouse and family members as to your desires regarding your medical treatment should you no longer be able to express informed consent. This is a very important document as it will alleviate the stress on your family members in making the ‘right’ decision on your behalf.

It’s also important to name a ‘durable powers of attorney for healthcare’ you trust. This is someone who will step in and make decisions for you based on what you have outlined in your Advance Care Directive should you become incapacitated and can no longer speak for yourself.

Ensure that the person you have named agrees with taking on this responsibility and they know what will be required of them and understand your wishes. You don’t want the person pulling the plug if you have explicitly said that you want life-sustaining measures to be put in place. Conversely, you don’t want your life to be unnecessarily prolonged if you expressed that life-sustaining measures be withheld or discontinued.  Speak with your medical professional if you are unsure about what you need to consider.

It is important to discuss your desires for your end-of-life medical care with your partner and your children while you are healthy and before a health care crisis.

Speak with your lawyer and your health care practitioner for more detailed information.

Funeral Pre-Arrangements

Consider making funeral pre-arrangements. This will give clear directions as to your wishes, as well as help decrease the stress level for your partner/spouse and family at what is always a very stressful time. Contact a funeral home in your community.