Fear of social isolation in retirement

Loss of social network is a big concern among pre-retirees. When you will retire from your career, you more than likely won’t be seeing your colleagues and / or work friends everyday but that doesn’t mean that they are gone from your life forever. If you had good work and personal relationships with your co-workers, then these friendships may be strong enough to continue once you have left work.

Like all relationships, however, you need to make time and work on your friendships to stay connected.

If you don’t really have any close friends at work or outside of work, then you may need to nurture your existing relationships and even expand your network.

Some ways to do that are to:

  • Identify your interests and hobbies and join a local club e.g. if you love gardening, look for local gardening clubs

  • volunteer for a personal cause

  • join service clubs or associations – there are lots of service clubs who welcome new members, identify the service clubs in your area.

  • A club that I will be joining when I retire is PROBUS club. Their goal is to provide fellowship, friendship and fun in their retirement and semi-retirement years. Some of my retired friends are members and they are loving the people they are meeting and the experiences they are having. Visit www.probus.org for more information and for a club near you.

  • attend a class at your local college or

  •  attend community or church events

There are probably lots of events going on in your community so pick up the local paper or read it on-line and get plugged in to find out what is happening in your community.

Visit www.powerupyourretirement.com to watch the ‘Ten Most Common Fears About Retirement’ Masterclass video.

Fear of Life Outlasting Money

 

 

 

 

 

 

 

 

By far, one of the biggest fears people have is that life will outlast money. Many people worry they won’t have enough money to live the life they want or will run out of money.

I am not a financial planner so I ethically cannot give you any advice. What I will do, however, is share with you what I have done to overcome this fear.

1.     Make a date with your Certified Financial Planner

2.     If you don’t have a financial planner, find one – someone you trust. Check with your financial institution or investment company and ask to speak to a financial planner. Speak to a number of them and see who you feel the most comfortable with.

Ask your friends, family members, or co-workers to recommend who they trust with their money.

Do some research for tips on how to choose the right financial planner for you.

3.     Once you have found a financial planner you want to work with, have a discussion with them about your financial picture. Identify what your financial picture will look like based on the amount of money you have today, taking into consideration your RRSP’s, your work pension plan, CPP (Canada Pension Plan) and OAS (Old Age Security) or the equivalent programs in your country.

4.     Ask for a Financial Retirement Plan. With this plan in hand, you will know how much how much money you will really need based on your personal needs and goals. (What are your retirement goals?)

5.     If you realize that you need to save more money, then you and your financial planner can develop a financial strategy to boost your savings before you retire.

Your financial future is too important to “wing” it or to say, “I think I will be OK financially.” Find out for sure and ensure your financial independence.

Fears can be debilitating as they can stop us from achieving our dreams and doing the things we want to do. So, don’t let your fears stop you from living the life you want.

Identify, understand and take action to overcome your fears. These are important steps in preparing yourself psychologically for your retirement.

Visit www.powerupyourretirement.com to watch the ‘Ten Most Common Fears About Retirement’ Masterclass video.

Marielle Gauthier, owner and principal of Redworks Communications, is a certified Results coach; an Associate Certified Coach (ACC); and a Conversational Intelligence Coach.

To receive updates about Marielle’s retirement coaching program, training and webinars or for more information on coaching services visit www.powerupyourretirement.com.

 

Study states skilled talent shortage will continue to impede global growth

I’m curious about how many companies are aware of this…?

According to Canada’s Urban Futures Institute, about 425,000 Boomers will retire by 2020 annually and some 9.8 million Canadian baby boomers are already approaching retirement.

Already a major issue, skilled talent shortages will continue to impede global growth and if not addressed, could have a significant impact on major economies by 2030, a study* by Korn Ferry (NYSE: KFY).

Whew… talk about succession planning being key! How are you getting new leaders to step into the role and how are you supporting the leaders you have who are leaving? ?

This is just one of many things I can help you with. If you’re interested in having me come to your place of work to do a session or workshop, drop me a line today!

Fear of a Lack of Purpose in Retirement

A purpose is very important to living a meaningful life. Ernie J. Zelinski, author of How to Retire Happy, Wild and Free says that, “Two essentials for successful retirement are sufficient funds to live on and sufficient things to live for.”

You may have a lot of hobbies, interests and leisure activities that may keep you busy, however, if you want your retirement to be meaningful, these will most likely not be enough. You may need to find your purpose.

So exactly what is ‘purpose’? Think of ‘purpose’ as your ‘why’ – The ‘why’ behind what motivates you to get out of bed in the morning and excited about your day.

Your purpose is your authentic path, being the best ‘you’ are here to be by sharing your unique gifts and strengths to make a difference in this world. By doing this you add value to the lives of others while creating value in your own life. It’s win-win. Your purpose defines who you are and how you will live.

Just because you will be in retirement, doesn’t mean you can’t continue to live your purpose. In fact, if you don’t live your life on purpose, you are more than likely going to feel unfulfilled and dissatisfied with your life in retirement.

Knowing and living your life on purpose is key to a meaningful life.

Fears can be debilitating as they can stop us from achieving our dreams and doing the things we want to do. So, don’t let your fears stop you from living the life you want.

Identify, understand and take action to overcome your fears. These are important steps in preparing yourself psychologically for your retirement.

Visit www.powerupyourretirement.com to watch the ‘Ten Most Common Fears About Retirement’ Masterclass video. 

Marielle Gauthier, owner and principal of Redworks Communications, is a certified Results coach; an Associate Certified Coach (ACC); and a Conversational Intelligence Coach. 

How to Live Your Own Extraordinary Life

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

I love this quote because it speaks the truth.

We’ve all been through rough times…illness, the loss of a loved one, career changes and so much more.

We’ve all been surrounded at one point or another in our lives by someone who truly inspired us. Someone doing big things.

We are all capable of resilience and we are all meant for extraordinary.

What does an extraordinary life mean to you?

Maybe living an extraordinary life is being positive, optimistic and perseverant.

Maybe it’s all about taking risks and trying something new even if you’re scared or feeling vulnerable…

An extraordinary life could be living and using your gifts and strengths to make a difference, even a small one…

An extraordinary life could be dreaming and taking action to realize your dreams, no matter how small.

You don’t need to be a rock star, a millionaire, a CEO of a company…you just need to be you, the best ‘YOU’ can be, and make the most of every minute you can.

Taking action

We all have decisions to make. And if you’re ready to start adding that little “extra” into your life…it’s time to take action.

Being extraordinary starts with the actions and decisions we make every single day.

Make a list of goals you’d like to accomplish this year.

And then write down HOW you’re going to accomplish these goals. Remember to aim high!

Manage your mindset

It’s easy to get stuck in the “I can’t” mindset.

We all have that inner voice in our head that makes us doubt ourselves.

And then, if we experience tragedy or loss in our lives, we can let it bring us down. And keep us there.

It’s time to start turning tragedy into triumph, mend your broken heart, and use hardship as the drive you need to rise above and succeed.

It’s in you. It’s in all of us.

It’s time to start transforming those automatic negative thoughts into positive ones.

When you catch yourself doing it, pause, take a breath and think of something you’re grateful for. Think of something big you’ve accomplished. Think of what makes you happy.

Notice how that feels in your body when you think these positive things and next time, when you get down, go back to that special place.

Surround yourself with positivity and inspiration

Being extraordinary is contagious.

Surround yourself with people who inspire you to dream big.

Not only can it give you confidence and help you realize you’re capable of anything too…it can help open up your mind to new possibilities!

You can also gain inspiration from podcasts, webinars, and following people online who inspire you.

No matter how you choose to live an extraordinary life…remember at the core of it all is honouring your authentic self and doing the best you can.

Power of your thoughts

It’s time to stop being so mean to ourselves.

Let’s stop being Debbie Downers and Negative Nancy’s…?

It’s time to shut down our nasty little inner critic.

That voice will always be there…unless we start taking control of it and learn that not all our thoughts are worth listening to. ?

Our minds can be our own worst enemy and one way to battle through all the noise is to practice mindfulness and live in the present moment.

It’s time to find clarity in our heads and start catching those negative thoughts and fears when they arise, and turn them into something good. ?

You’re awesome. You can do this. You got this.

Take one minute today and be still. Just breathe in and out and focus on your breath. Then do it again tomorrow, and the day after that…and the day after that. And see what happens. ??

It’s time to get pumped

It’s time to get pumped.

C’mon, let’s go!

Staying fit in your 40s, 50s and 60s will prepare you for a second half of life of kicking butt and taking names.

No seriously, cardio and strength training are the keys to being the vibrant, healthier-than-everyone, silver fox you see at the gym every day.

Not only does it help prevent a lot of illnesses and injuries common with aging, exercise also boosts your mood, helps you sleep better and keeps you motivated.

Don’t wait to get fit. Even if you’re still a few years away from retirement, forming healthy habits now will make it easier once you take the plunge.

So head to the gym, go for a hike, hit the pool…whatever you need to do to get moving.

What’s your favourite way to stay active?

Fear of Boredom in Retirement

According to Family Service Canada, boredom is the number one reason for dissatisfaction in retirement. Without a person’s routine and social contacts of the workplace, many people feel alone and disengaged from their usual social circle.

You are going to have a lot more time (at least 8 hours / day or 2000 days / year) and anywhere from 20 – 30 years + of life in retirement available to pursue personal interests or hobbies. How will you spend all this extra time?

Now is the time to start planning now BEFORE you retire to start thinking about what you would like to do in your retirement.

What do you love to do? Is it sports, being creative, reading, travelling, gardening, volunteering? What are your interests? What did you love to do as a kid? What did you love to do when you we’re in high school? As a young adult? Or before the kids were born? How will you want to spend an ordinary day?

Fears can be debilitating as they can stop us from achieving our dreams and doing the things we want to do. So, don’t let your fears stop you from living the life you want.

Identify, understand and take action to overcome your fears. These are important steps in preparing yourself psychologically for your retirement.

Visit www.powerupyourretirement.com to watch the ‘Ten Most Common Fears About Retirement’ Masterclass video.

Marielle Gauthier, owner and principal of Redworks Communications, is a certified Results coach; an Associate Certified Coach (ACC); and a Conversational Intelligence Coach. 

To receive updates about Marielle’s retirement coaching program, training and webinars or for more information on coaching services contact Marielle at marielle@redworkscoaching.com or visit www.powerupyourretirement.com.

Setting Healthy Boundaries in Your Life

You know those people who always seem like they got everything together? They’re just breezing through life without a care in the world? They’re successful, happy and ultra chill?

What if I told you, that could be you?!

Seriously, what a lot of these “have-it-together” people have is clarity on what they truly want…their priorities.

It’s easier to make a decision if you know exactly what you want.

Try it right now. Write down three things that are most important to you. Maybe it’s spending time with family, or eating a healthy diet.

Are your relationships important to you but you’re so busy at the office, you’re not spending time with your kids? And when you are, you’re distracted and tired?

Or maybe you want to eat a healthier diet, but you keep going the drive-thru because it’s quick and easy.

Take stock of this and start living your best life today. Start aligning your actions with your priorities. Even if you just block off a bit of time every day…you’ll start seeing balance in your life.

And when you start saying no to what doesn’t work (hellooooo healthy boundaries!), you can start saying yes to the things that do. And YOU can be the one strutting down the street without a care in the world.

This is just one lesson I go into even deeper in my Power Up Your Retirement online course. Check it out!

https://www.powerupyourretirement.com/power-up-insider